R on November 5th, 2008

I took my car into the dealer for maintenance this morning, and it reminded me of an important cost-savings tactic I use: question expenses twice. By this I mean when you are getting ready to undertake a fairly major expense (such as a medical procedure, car repair, or home improvement), be sure you [...]

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R on November 3rd, 2008

I recently had the opportunity to join the internet book-swapping site PaperBackSwap. I thought I’d take the opportunity to share my experience here and explain some of what I learned.
First, it is a free site and was established in 2004. I really like the concept: you list books you are willing to [...]

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Last week I wrote about a major defining moment in my life - making the decision to retire early. Today I want to write about a more subtle defining moment, but something that has had a positive impact on my finances - breaking the pattern of impulse buying.
I wish I could remember where I [...]

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R on October 6th, 2008

It is October and, if it hasn’t already, the holiday season will soon start creeping up on us. We will see merchandise in the stores, ads on TV, decorations around town. I love the festivity of the season - the music, the scents (cinnamon, pine, cookies baking), the lights and even sometimes the [...]

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R on October 1st, 2008

I’ve been selling on eBay since its first year. It wasn’t quite as easy back then; PayPal didn’t exist, you had to host your own pictures, and if you wanted any text formatting you had to know HTML. I suppose, in hindsight, that may have been a barrier to entry for some sellers [...]

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