One of the thoughts I keep bouncing around is whether I can get by without a car. Cars can be expensive to keep, even if they are already paid off. We can’t ever get away from maintenance, repairs, insurance, and registration, at a minimum. Last week I read How to Live [...]

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R on November 5th, 2008

I took my car into the dealer for maintenance this morning, and it reminded me of an important cost-savings tactic I use: question expenses twice. By this I mean when you are getting ready to undertake a fairly major expense (such as a medical procedure, car repair, or home improvement), be sure you [...]

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I have not yet written about the downturn in the stock market. This has been intentional; partly, I did not want to add to the panic, and partly (mostly), I didn’t have anything helpful to say about it. I don’t have advise to offer and frankly I’m a bit skeptical of anybody’s advise [...]

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Last week I wrote about a major defining moment in my life - making the decision to retire early. Today I want to write about a more subtle defining moment, but something that has had a positive impact on my finances - breaking the pattern of impulse buying.
I wish I could remember where I [...]

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R on October 16th, 2008

I read this book, How to Survive Without a Salary: Learning How to Live the Conserver Lifestyle, years ago and just last week read it again. I was once again impressed with its ability to really open my eyes and rethink old habits. It isn’t just another personal finance book, with suggestions about [...]

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